Q: What do you do? How does this work? A: We teach you about your rights as a consumer. Most people don't realize they have rights as a consumer as it relates to debt.
Q: How can this be legal? A: These are unsecured debts. The credit card company takes a risk when investing in you. They sometimes lose. When they lose you don't pay.
Q: How long have you been doing this? A: Since 2002.
Q: Have any of your clients ever had to pay a debt that you handled for them? A: Yes, sometimes a settlement can be arranged for far less than the original amount. Our theory is "pay only when it will benefit you." If paying a debt does not improve your situation than it may not be a good idea.
Q: How much does your service cost? A: It is a small fraction of what you owe. It is very affordable and tailored to your situation. These services are affordable to everyone.
Q: Do I have to pay you all at once? A: No, we realize people are having financial difficulties, so we work out a plan that works for you. Virtually everyone has been able to afford hiring us to help.
Q: Is there any cost to come in for a consultation? A: No, the initial consultation is free.
Q: Is the meeting confidential? A: Absolutely.
Q: What do I have to lose by calling you? A: Nothing, except a whole lot of debt and anxiety.
Please do not be afraid to call. We are here to help you. We are not pushy and will discuss things over the phone for free. We can help you, but you must call in order for us to help.
